Don't let the bank force you into foreclosure, a deficiency judgment (where they come after you for the $$$), wage garnishments,and bankruptcy. That's 3 strikes against you.
Our Service is totally FREE to You
See short sale clients' testimonials below!!!
There IS another way.
You have several options available to you!
We Specialize in Taking People Out of Foreclosure
There is NO REASON to give your home back to the bank unless it is on YOUR TERMS!
Has a hardship caused you to miss a payment?
Has a been filed?
Need to relocate but can't get your home sold?
Do you have mounting medical bills that force you to miss your payments?
Do you want to save your home?
Can you resume payments but can’t get caught up?
We get people out of and into a new and better life. Our Short Sale Solution is for owners who can no longer afford to keep payments current and do not want to go through bankruptcy or foreclosure proceedings. Bankruptcy can cost you over $4000. Foreclosure can cost you over $100,000. We saved one homeowner $187,000. Our services are FREE to you!
If you have received a foreclosure notice, it is crucial that you start immediately to Stop Foreclosure. Each day that passes is one less option that you will be able to take advantage of. Each day that passes is one more day that you’re responsible for making your mortgage payment. Each day that passes is one more day that potential cash is lost and credit is ruined!
We specialize in assisting homeowners that are facing foreclosure. We have an incredible SUCCESS RATE in working out solutions with banks. The national average for successful short sales in 23%. Ours is almost 100%.
What is a short sale?
A short sale occurs when a house sells for an amount short of what is owed to the lender.
What happens to the difference between what is owed and what the lender gets?
In an ideal short sale the shortage is forgiven and the borrower never has to pay it back. Yes, the lender issues a forgiveness, in writing. Often the forgiven debt is tens of thousands of dollars or even hundreds of thousands of dollars.
Does the lender always forgive the shortage?
No, not always. It varies but in most cases they do. There are programs in place (at this writing) where you may qualify for financial assistance to help with your move. That could be between $1500-$5000 depending on your lender.
Why would the lender forgive tens of thousands of dollars?
The lender recognizes that market values have dropped drastically in recent years. Borrowers who have to sell for family, health, job related reasons and other reasons cannot sell their house for enough to cover the payoff. Once we notify the lender that you need a short sale they know they are going to lose. The lender wants to reduce their losses by settling now instead of losing much more money later. They don't want to own your house or foreclose on you, and you want to avoid foreclosure. Everyone has the same goal. The bank will pay all of your fees including any commissions, costs, back taxes, and more!. This will preclude a foreclosure from being on your credit report for 7-10 years.
This sounds too good to be true. Does this really happen?
We successfully close dozens and dozens of short sales every year. Our clients are HUGELY thankful at the and come back to us to purchase their next home when they can qualify for a new loan. (in most cases that is 2 years later). We assist them with finding a rental home or even a Rent-to-Own home.
Here are Some of the Banks We Have Negotiated with:
Contact us TODAY by completing the form on this page for a FREE professional, confidential and courteous consultation. We will explain your options and provide you with solutions. The longer you wait the more difficult it will be to with the bank. We do all the work for you which relieves you of the added stress. You have enough to worry about. Our Services are FREE to you!
You DO have options and before you move out of your home, sign anything with anyone or make another decision. Provide us with the following information and we will respond within 24 hours with the means to help you avoid foreclosure. Remember: This consultation is completely confidential.
"We are so confident that we can get you released from your mortgage, that we will pay YOU $2,000 if we can't. (we have nearly a 100% success rate)."*
Here's what some of our clients have said after we successfully got them released from their mortgage. We can help you too:
To the Becker Group
Dear Ron,
I would like to express my deepest gratitude to you and your team at The Becker Group. From the day you came to our house and we signed the agreement in January until today, six months later you and your people did not rest until our house was sold. Not only was our home sold, no, it was sold exactly in the manner explained by Ron and as promised in a short sale and without a dime out of our pocket.
Ron and his group did not even shy away from our special situation that was us back to our home country Germany!
They scanned all documentation and contracts, emailed, mailed and called with all information and never dropped the ball. In many long calls to our lenders and to the mortgage company the formed our deal and negotiated for us so that we could rest assured that we were in the best hands possible!
Ron presented us with quite a few offers, even in these bad times he managed to find a suitable for us. Ron did not rest to form a deal that was bearable for both us, the sellers, but also for the buyers who came into a pinch as time ran away and they needed to leave their house!
Even as I offered a payment from my side to help push the deal along Ron refused any payments from us and reminded me of the we had signed. There it was stated that the sellers would walk away with no money out of pocket, what so ever!
Ron even reduced his commission to enable the deal to come through.
Without Ron Becker and The Becker Group, my family would have been left with approx. $ 60,000.00 in debt and very likely a bankruptcy or foreclosure.
Ron, in my line of business and in my personal life I meet many companies and individuals. Sadly only very seldom I am allowed to experience such a fine business character as yours! I wish there were more hardworking and honest people like yourself. It would be a pleasure to do business with you again!
Ron, thank you so much again. Keep up the good work!
Kind Regards
Denis, Distressed seller, Algonquin (name removed for privacy)
Brad
and I can't even begin to thank you for everything you did, how hard
you worked and your loyalty and dedication to us and all of your
clients! We were apprehensive of going through the short sale process,
but in such a short time you both made us feel so confident and sure of
our decision to go this route. You reassured us of your
confidence in selling our home and completing the process in a short
time and you did it! From start to finish, we completed the short sale
in a timely manner! We hope you realize how much we value you both, not
just as people, but as professionals and will always be grateful for how
you helped us get out of a bad situation! Thank you!
Lisa & Brad, McHenry/Ringwood area (last name removed for privacy)
Ron and Kat,
I don't think anyone else could have done a better job at getting us through this difficult time in our life. Here is why we liked working with The Becker Group: You were aggressive with our lender to get us fully released from our mortgage, your knowledge and advice helped walk us through the whole short sale process, you kept us informed and we were never left in the dark, and your ability to market our home properly to find us a buyer. Your team went above and beyond to make sure the deal went through. You truly are Realtors who specialize in short sales and getting a home sold. We can't thank you enough.
Julie & Mike, Lake Villa (last name removed for privacy)
Hi Guys--
Thank you for all your hard work and for not "giving up" even though we thought our home would never sell in this economy! Getting us out of our mortgage and released from a $187,000 judgement against us from the bank was unbelievable. Now we can breathe easier and move on with our lives. Your service was outstanding and much appreciated. You will be the ONLY agents we call when we can re-qualify for a to buy our next home.
Sue and Al, Antioch (last name removed for privacy)
When my house first went on the market Ron and Kat were extremely helpful with their advice on what to do but due to circumstances beyond our control the house had to go into short sale. Ron was very good in explaining how it works and very patient with me every time I called in a panic. (and I called him a lot) Every phone call and question was answered in a very reassuring way. I would recommend The Becker Group to anyone who has a home to list or thinking about going into a short sale.
Kay O, Spring Grove (last name removed for privacy)
After months and months of having to deal with my lender, you successfully got me out of my mortgage debt. Now I can move on with my life. I was in a world of hurt (financially) until I met The Becker Group. Choosing a short sale "expert" to handle the sale of my home was easy once I talked to you and I know I made the right decision . I appreciate all you have done to make this happen. You guys were the easiest people to work with. Many many thanks!!!
Jim R, Lindenhurst (last name removed for privacy)
We were apprehensive about doing a short sale because we heard there was only a 20% chance nationwide that it would be approved by our lender. When your team told us you had a 100% success rate we thought it was unbelievable. We were willing to take the chance since we had no other choice. Your experience handling short sales was evident from the very beginning of this process. Your team followed up as you said you would and in a manner. If we ever hear of a friend in need, we will surely recommend The Becker Group. Now we can move on with our life.
Thank you so very much,
Tom L, Crystal Lake (last name removed for privacy)
I was very impressed with how our short sale was handled even after I moved out of state. The process was seamless. Ron and his team did a great job of making the long distance process as simple as possible. Knowing what was needed by our mortgage company and your excellent skills in getting us fully released from our debt really helped us avoid a foreclosure. Thank you again for all of your help!
Distressed in Cary, IL. (named removed for privacy)
For more testimonials from our previous home sellers in need, go to the GENERAL tab on our HOME page.
*terms and conditions apply.
